Isle Finance is a PayFi protocol bringing stablecoin payments and real-world credit on-chain to power global supply-chain finance.
We started this project after seeing how broken and expensive global payments and supply-chain financing still are—especially for real businesses outside the U.S.—and realizing that stablecoins and on-chain credit could finally remove friction, lower costs, and give underserved companies fair access to capital.
On the institutional side, supply-chain participants—especially small and mid-sized suppliers—face slow settlement, high cross-border fees, and limited access to working capital. Traditional trade finance is fragmented, bank-dependent, and often unavailable to the companies that need it most, forcing suppliers to wait 30–120 days to get paid and absorb liquidity risk.
On the consumer side, crypto users hold billions in yield-bearing assets but lack practical ways to unlock liquidity without selling. Existing options are either centralized, inefficient, or not designed for real-world spending.
Isle Finance solves both by building the credit and spending layer for PayFi:
Through on-chain supply-chain lending pools, Isle connects global stablecoin liquidity with real-world borrowers, enabling faster, transparent working-capital financing backed by trade activity and cash flows.
Through collateral-backed lending, Isle allows users to borrow stablecoins against their assets and spend without liquidation, similar to products like ether.fi Cash.
By combining stablecoin payment rails with programmable on-chain credit, Isle turns both supply chains and crypto-native wealth into efficient, accessible financial networks—unlocking capital where real value is created.
<p>Connected with Prime Valut to discuss share TVL and run marketing partnership together</p>
<p>Pre-seed round from Hedera Foundation, Outlier Venture, Anti Capital.</p>
